Third party insurers

#1 2011-05-24 11:39:17
sharley78

Guest

Third party insurers

In feb 2009 i was involved in a car crash in which the third party was on the wrong side of the road when he crashed into my veichle. I sustained damage to my knee and broken ribs. I was unable to work until may '09. I attended orthopedic treatment until feb '10 and physiotherapy until march '10. However in december 2009 i a transit van went into the rear of my car whilst staionary at lights. This makes it very complicated. The first insurance company have been thoroughly difficult throughout the whole matter and I have this morning recieved a letter from my solicitor stating that the third party insurer is not in a position to make an offer of compensation until they find out if the second crash which was eight months later had any effect on my injuries. The medical report obtain by my solicitor states that the second crash had no impact on my recovering from the first incident and that neither injury were connected.
Why are they doing this? Is it just a stalling technique to waste more time?

#2 2011-05-24 12:47:54
Tony Carter

Member

Registered:

2011-04-02

Posts: 71

You are spot on with your assumption, it is a stalling tactic.

The other side are by all accounts trying to claim that you had a pre exsisting condition which would reduce the level of compensation you would be paid.

Have you been seen by the independent medical expert yet?  This should confirm once for all that your secondary crash had no bearing on the injuries you sustained in the first crash and should give your solicitor the ammunition to "Kick some Butt"!!!

Offline
#3 2011-05-24 12:57:31
sharley78

Guest

I have been to see an orthopeadic consultant in regards to a medical report, the lawyers instructed this, so i assume he is not an independant medical expert?

#4 2011-05-24 15:36:00
Tony Carter

Member

Registered:

2011-04-02

Posts: 71

sharley78 wrote:

I have been to see an orthopeadic consultant in regards to a medical report, the lawyers instructed this, so i assume he is not an independant medical expert?

He will be independent.

Law firms have their own preferred experts, but they have to report fairly and honestly even if sometimes they may come out with stuff your solicitor does not like.

Do yes, that will be your independent medical expert.

Offline
#5 2011-05-26 14:43:56
meenakshi

New member

Registered:

2011-05-26

Posts: 1

HI
In my opinion you should take the assistance of some insurance professionals. They work in the insurance field and so will guide and help you in a better way.

Offline