if a passenger claims willmy insurance go up

what about also uninsured unless booked through Operator....

Test

Unfortunately yes if your friends make a claim on your policy your insurance would go up.  Generally what I would explain is that this is not the case, however if you did not report the initial accident to your insurers then this will trigger the issue with premiums and no claims discounts.

What happens is your insurers penalise you for negligent driving not the number of claims on the policy.  If your insurers were notified about the accident from the outset and from that point on your car was repaired this would have triggerred the deficit on the no claims discount and your premiums to go up, at which point if further claims are made this is of no consequence.

Your insurers may also turn around to you and say they will not cover the claims as you failed to report the accident to them within 24 hours of the same happening.  This is unlikely however they are within their rights to do so.

I hope this helps explain things.

DidnÂ?t know the forum rules aloelwd such brilliant posts.

Very true! Makes a change to see smoeone spell it out like that.

Of course!  One of the uqisteons in the applicationt that must be answered truthfully is  similar wording to  please list all accidents you have been involved in as a driver, whether at fault or not, in the last #x years .  They also ask for the approximate amount of any claim associated with the accidents.   Some companies want 3 years, some 5, and they do check.  If they issue a policy immediately based on falsed information, you would receive a registered letter within days, possibly cancelling it, or increasing premiums substantially.  In my office, sometimes I would fax an application and receive a phonce call back within half an hour asking why a certain accident hadn't been declared by the applicant.

Veronica - Lailah I can't thank you enough for the great work you did.  I was tlreuy impressed on how patient you were.  I know it was a little harder since my lil guy was a senior citizen for your pictures.  I can't stop telling everyone what a great job you did. I will be sending all my friends and family your way.

Veronica - Lailah I can't thank you enough for the great work you did.  I was elrtuy impressed on how patient you were.  I know it was a little harder since my lil guy was a senior citizen for your pictures.  I can't stop telling everyone what a great job you did. I will be sending all my friends and family your way.

fiona - Lailah, we love you!! These are perfection   okay so I'm a llttie biased about the model!  You made it a fun shoot and were SO gentle handling him.  Thank you again for helping us capture these precious images. xoxo

If you live in CA or MA, credit score isn't used. If you want a cnaompy like Leader Infinity to skip the credit score, they assume you have the lowest credit score, and you get the highest rates.In other words, skipping the score is NEVER going to give you a better rate than a score   as you'll always get assigned the worst rate.  So it's kinda pointless.