I' sorry heard about your accident. As you have sustained passenger injuries then you should not be afraid of making a claim, even if the driver is a close friend or family member.
as long as your driver has the most basic car insurance cover, third party insurance,he or she will be covered for liability for injuries to passengers. This means that if you make a claim against someone you know, you should not worry about any possible negative repercussions for them. They are already likely to be making a claim on their insurance and their insurance. The insurance this surely take lack seat belts into consideratione, but it's worth make claims against insurance.
